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GAP and Repair costs insurance

Almost 20 years of experience in the insurance market.

GAP Insurance

If a total loss happens as a result of a collision, theft, or fire, GAP covers the difference between the newly purchased vehicle’s value and its market value on the day of an accident.

Repair cost insurance

This insurance is offered to manufacturers, importers, dealers, and financial institutions. It covers all types of both new and used vehicles.

Insurance of consumer electronics/household appliances/IT

Insurance against accidental damages or equipment failures offered to manufacturers and retailers.

Furniture Protection System

Insurance against accidental and structural damages, sustained while using furniture.


Repair cost insurance

Guarantees insurance cover in case of an unexpected vehicle breakdown

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GAP insurance

GAP guarantees protection against vehicle depreciation

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We offer

We have been offering insurance intermediation, customer care, and claims settlement services since 2003. We run extensive sales training sessions for distribution, accounting, and invoicing departments and we are actively involved in all the activities, required to successfully administer insurance programs.

WAGAS S.A. is registered with the Polish Financial Supervision Authority (KNF) as an intermediary of the following financial institutions:
– Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG
– Real Garant Versicherung Aktiengesellschaft
– Amtrust International Underwriters DAC
– MMA IARD Assurances Mutuelles
We also represent Lloyd’s Insurance Company SA/NV.

We conduct business in Bulgaria, Croatia, Czech Republic, Estonia, Finland, Greece, Hungary, Latvia, Lithuania, Poland, Romania, Russia, Slovakia, Slovenia.